Guides & Resources
Cost of Living
What Dallas and Collin County actually cost, compared honestly: housing, taxes, and everyday expenses. Texas has no state income tax, which changes the math of moving here, but it is only part of the picture, and this hub keeps the whole picture in view.
Selling Dallas homes in 14 days or less, with a marketing plan you see before you sign.
City versus suburb, on the same page
The biggest line item is housing, and the spread is real:
Dallas proper
- Median near $550K, with the widest range of home types.
- Cultural center: arts, restaurants, parks, and jobs downtown.
- More urban trade-offs: parking, commute, and older housing stock.
Collin County suburbs
- Medians from ~$315K in Princeton to ~$645K in Frisco.
- Newer builds, master-planned communities, and strong school districts.
- Car-dependent living, with longer commutes to downtown Dallas.
Texas tax math, straight
Texas has no state income tax, and that is real money in your pocket every paycheck. The trade-off is that local services are funded through property tax, so the monthly cost of a home includes the tax bill, not just the mortgage. Garland includes estimated property taxes in every offer conversation so there are no surprises at closing.
The honest comparison is monthly, not just purchase price: mortgage, property tax, insurance, HOA where it applies, and the commute. That is the full cost of living, and it is the math Garland walks every relocation buyer through.
Always go with the Best!
Cost of Living questions, answered with the numbers attached.
Every guide on this site ends the same way: a free 30-minute call with Garland, real Dallas and Collin County numbers, and a written plan when there is a next step. No pressure, no vague promises.